Terms of Use

1. General

1.1. Welcome to Irwin Wealthvale (the Website). Contact: [email protected].

1.2. The Website presents external platforms (Third-Party Platforms) that enable trading (Services).

1.3. These Terms regulate your (You, Your, User) interaction with the Website and Services and create a binding agreement with the operator. Should You disagree, stop using the Website. Continued use indicates acceptance of these Terms, which might receive updates. Our Privacy Policy forms part of this agreement by reference.

2. Eligibility

2.1. You may access the Website only if You have reached at least 18 years, possess legal capacity to accept these Terms, and face no prohibition from the Services under the laws of your location or the place from which you access the site.

2.2. We offer no assurance that the Website or Services remain lawful for every user or situation and accept no responsibility for unauthorised use.

3. Restricted territories

3.1. We might restrict access inside particular regions (Restricted Territories) or for individuals we reasonably judge to present legal, regulatory, reputational, or financial risk. Extra conditions might apply depending on country. Should You enter Restricted Territories, the Website or Services could become unavailable.

4. Prohibited activities

4.1. You must refrain from using the Website to violate others’ rights; distribute unlawful, damaging, defamatory, or biased material; introduce malware; run advertisements without our approval; scrape, frame, or mirror the Services; employ unauthorised bots; circumvent security; remove legal notices; access the Services except through the Website; disturb other users; apply hidden tracking without consent; violate applicable law; alter code; or reverse engineer our software.

4.2. Should we reasonably suspect your activity violates these Terms or legislation we may observe activity, limit access, share behaviour with external parties where lawful, and apply further measures to protect our rights and users.

5. Intellectual Property Rights

5.1. The Website and its content (text, media, logos, designs, marks, and software) receive protection through intellectual property rights owned by us or our licensors. Use of the Website grants you no ownership beyond the limited right to use it according to these Terms, for personal, non-commercial purposes.

5.2. You may not copy, alter, distribute, sell, lease, scrape, decompile, or produce derivative works from the Website or Services without our prior written approval.

6. Limitation of Liability

6.1. Your use occurs at your own risk. To the greatest extent allowed by law the Website and Services appear as is and as available, without any warranties, including those concerning accuracy, availability, suitability for purpose, or non-infringement.

6.2. We bear no responsibility for mistakes in content, service interruptions, or damaging code transmitted by external parties. You agree to indemnify us against losses resulting from your use or decisions based on the Website or Services.

6.3. To the maximum extent permitted by law we will not accept liability for indirect, incidental, special, consequential, or punitive damages, or for lost profits or data, arising in connection with the Website or Services.

6.4. We accept no responsibility for telecommunications failures, internet congestion, device or browser incompatibility, or other factors beyond our reasonable control.

7. Third party services or content

7.1. You might encounter external content (for example advertisements or evaluations regarding Third-Party Platforms). We exercise no control over or endorsement of it and it may appear incomplete or outdated. You alone decide whether to depend on it.

8. Links

8.1. External links appear solely for informational reasons. We bear no responsibility for the availability, content, products, services, or policies of outside websites. Access to external resources occurs at your own discretion and risk. Users remain responsible for reviewing the relevant terms and privacy policies of such websites.

9. Miscellaneous

9.1. We might modify or discontinue Services and update these Terms by publishing a revised version. Continued use after modifications indicates acceptance. The Terms and Privacy Policy constitute the complete agreement between You and us regarding the subject matter covered here.

9.2. Failure to enforce any provision does not constitute waiver. Should a provision become invalid the remainder continues in force. We may transfer our rights and obligations; You may not transfer yours without our approval. Communications through the Website create no relationships beyond these Terms.